Terms of Service

1. Acceptance

By accessing or using GatoPago, you confirm that you have read and accept these Terms. If you do not agree, do not use the service.

2. Description of the service

GatoPago is a web application that facilitates payments in USDC and other supported assets through links, QR codes and usernames. GatoPago is under active development and its features may change or roll out gradually.

3. Eligibility

You must be of legal age in your jurisdiction and able to enter into contracts. You must not use GatoPago if the laws that apply to you prohibit it.

4. Non-custodial nature and your responsibility

• You control your wallet, keys and funds. GatoPago does not custody or spend your funds. If assisted recovery is enabled, GatoPago can initiate a key replacement with a 48-hour security delay, during which you can cancel with an active key.
• Blockchain transactions are generally irreversible. Verify the details before confirming.
• You are responsible for keeping access to your account and wallet secure.
• We are not responsible for losses arising from user error, unauthorized access to your account, or failures of third-party networks.

5. Acceptable use

You agree not to use GatoPago for illegal activity, fraud, money laundering, financing of prohibited activities, or any use that infringes the law or the rights of others.

6. Risks and no advice

Digital assets are volatile and carry risk. GatoPago does not provide financial, legal or tax advice. Decisions about your assets are yours.

7. Fees

GatoPago charges 0% for sending money between its users. A network, protocol or external provider may apply its own costs; any known cost is shown before confirmation.

8. Third-party services

GatoPago may integrate third-party services (for example, Google Sign-In, infrastructure and blockchain networks). Use of those services may be subject to their own terms and policies.

9. No warranties

The service is provided “as is” and “as available”, without warranties of any kind, to the extent permitted by law. We do not guarantee that the service will be uninterrupted or error-free.

10. Limitation of liability

To the maximum extent permitted by law, GatoPago and its operator will not be liable for indirect, incidental or consequential damages, nor for loss of funds arising from use of the service or third-party networks.

11. Changes

We may modify the service or these Terms. We will post the current version on this page. Continued use means acceptance of the changes.

12. Governing law

These Terms are governed by the laws of Bolivia, without prejudice to any consumer rights you may have in your jurisdiction.

13. Contact

For any question about these Terms, contact us at privacy@parmelia.me .