GatoPago
Waiting for payment Payment link
/p/cafe-norte Total 18.00 USDC
2 coffees + cheese bread
GatoPago · dollars in motion
Your dollars already
know how to move.
Get paid, pay, swap, and grow digital dollars from an account you control. GatoPago handles the path; you authorize every move.
- Public alpha
- Arbitrum Sepolia
- Test funds
Payment on the move
We are tracking your money
A payment’s journey
Your money does not live in a token list.
It lives in states you understand.
Follow one payment through the product. Touch each state to see what changes and what remains under your control.
Interactive explorer LIVE PATH
Payment detected
The payment reaches your onchain account. You see its source, amount, and network before doing anything else.The account
An account, not a blockchain dashboard.
GatoPago translates infrastructure into everyday decisions. The balance has intent; actions speak like you do.
- Clear hierarchy over density
- Amounts and states in human language
- Technical detail available, never imposed
Visual concept · example data
Hi, Dani@dani
1,280.00
Growing420.00
Recent activity
Payment receivedfrom @cafe.norte
+18.00 Get paid
Get paid without chasing the payment.
Create a link or QR with an amount and note. Share it where you already talk; the other person opens, reviews, and signs the payment.
WhatsAppQRMessageNFC · future
During the alpha, the payer also signs into GatoPago and uses test funds.
Grow
One part ready.
Another, growing.
Separate the money you will use soon from what you want to put to work. Without hiding protocol, variability, or risk.
AvailableUSDC 1,000.0078%
GrowingUSDC 280.0022%
Guided routeGatoPago → Aave V3
RateVariable, not guaranteed
ExitRequested by you
Before confirming, you will see protocol risks, costs, and conditions.
Use
Moving money should feel like choosing a path.
Four recognizable verbs. Every path ends in a preview you can understand before authorizing.
01
Pay
A link, QR, or request.02
Send
To a user or compatible address.03
Swap
Quote and costs before signing.04
Scan
The camera finds the next step.Control without friction
The experience is simple. Control does not disappear.
The interface reduces noise, not decisions. Your device holds the access key, and every important movement asks for confirmation.
This is how an important decision looks in GatoPago.Passkey
Sign in with device biometrics or PIN. You do not memorize a password or receive a seed phrase.
Assisted recovery
A 48-hour wait helps prevent impulsive changes. Conditions are explained before it starts.
Receipts and routes
Amount, destination, network, costs, and status become visible at the right moment.
GATOPAGO · CONCEPT
•••• •••• 2048
DANIGatoPago
Next path
The next step connects to everyday life.
GatoPago Card is being explored. We are designing it as an extension of the same balance, but we are not promising a date, coverage, or terms yet.
Tell me when it exists No charges or reservations. Just interest.GatoPago for Developers
Give your payments more lives.
Payment intents, checkout, sandbox, and signed webhooks for pilots that need to move USDC without designing a wallet from scratch.
- Payment intents
- Idempotency
- Signed webhooks
- Test sandbox
// create a payment
const intent = await gatopago
.paymentIntents.create({
amount: "18.00",
asset: "USDC",
note: "cafe-norte",
returnUrl: "https://..."
});201
{ status: "intent created" }
Honest questions
What you should know before entering.
Is GatoPago a bank?
No. GatoPago is an interface for a self-custodial, programmable onchain account. Its experience, risks, and protections are not those of a bank account.
Does it use real money yet?
The public alpha runs on Arbitrum Sepolia with test funds. Do not send real funds to alpha addresses.
Who controls the account?
You authorize movements with a key linked to your device. GatoPago simplifies the interaction, but should not be able to move funds on its own.
What does “Growing” mean?
It is a guided route to deposit USDC into Aave V3. The rate is variable, the protocol carries risks, and yield is never guaranteed.
Does GatoPago charge fees?
GatoPago shows a 0% own fee between users at this stage. Network, protocol, provider, or conversion costs may still apply.
Is the card available?
No. GatoPago Card is a product direction being explored. Early access only records interest.
Your money, with nine lives
Make every payment land on its feet.
Try GatoPago with test funds and help us build an account that is clearer, more useful, and under your control.