Move digital money like sending a message.

Charge with links, pay with QR and send to usernames. Easy for you, easy for whoever receives it.

No app downloads no weird phrases no hassle

0% Fees between users
100% Your money, always yours
3 Assets: USDC, ETH and WBTC
Arbitrum Built on Arbitrum

Made to move digital dollars in Bolivia and LATAM.

No app to download.

Open it from your browser and start using it. Nothing to download or install.

Parmelia home screen: USDC balance and recent activity
@daniel parmelia.me/daniel

Pay with QR, like you already do.

QR is already part of everyday life in Bolivia. Parmelia brings it to digital dollars: scan, type a username or share your profile. It’s always clear who receives and how much.

Point your camera. The payment opens with the right recipient and amount.

Type a name. You pay a person, not an impossible address.

Paste the link. Great for selling by DM, groups, events or communities.

Sending money shouldn’t feel expensive.

Move your balance to other Parmelia users with no fees. And when you want to cash out, you do it from the same app.

If there’s ever a cost, you see it clearly before confirming.

Before

Long addresses, fees and extra steps.

Sending money ends up feeling complicated, even when you just want to pay someone.

With Parmelia

Username, amount and confirm.

The flow focuses on the action, not on explaining the infrastructure.

The fees evaporate. Your balance stays.

Store, pay and move from one place.

Keep your money in one place and use it to pay, receive, send or swap. No jumping between apps and screens.

USDC

To charge, pay and hold stable value.

ETH

To move around the network whenever you need.

WBTC

To hold a bit of Bitcoin without leaving the app.

Your balance is meant to move, not to get stuck.

Swap when the payment needs it.

Convert between assets without leaving Parmelia. Fewer tabs, fewer steps and less room for mistakes.

USDC ETH
ETH USDC
USDC WBTC
Parmelia swap screen: convert USDC to ETH with the network fee covered

Put your balance to work for you.

Your money can earn yield while you’re not using it, and it’s ready to pay again whenever you need it.

01

You turn on Earn when your balance can wait.

02

You see the movement without leaving Parmelia.

03

You withdraw whenever you need to pay or send.

Variable yields. Always your decision.

Bring the money you already have somewhere else.

The idea is simple: you bring your money from wherever you have it and Parmelia leaves it ready to use inside the app.

From your usual wallet
Balance ready to pay
01

No confusing steps

02

No switching apps

03

No terms to learn

Your money stays yours.

Here your money is truly yours. You can send it, swap it or withdraw it whenever you want, without asking permission.

Only you move it. No one else can touch your funds. Not even us: Parmelia doesn’t hold them for you.

You sign in with your fingerprint or face. No passwords or weird phrases to memorize.

Truly verifiable. Every movement is recorded and you can check it. No fine print.

The technical part lives underneath. The experience doesn’t have to feel technical.

Coming soon

Your digital money, beyond the app too.

We’re building a card connected to your balance and a direct bridge with Bolivia’s QR: buy and pay with digital dollars in the real world.

Stablecoin card In development A card connected to your balance to pay wherever cards are accepted, with your digital dollars.

Buy with Bolivian QR On the way Scan a QR and buy USDC with the money you already use, no weird paperwork.

Pay any Bolivian QR On the way Use your balance to pay the QR of any merchant, instantly.

Parmelia
USDC balance $ 1,240.00
For developers

Accept stablecoin payments in your app.

Parmelia’s Payments API works like Stripe, but for digital dollars on Arbitrum. Create a charge, share a checkout link or QR, and get a signed webhook when you’re paid — with no blockchain knowledge required from your customers.

Hosted checkout + QR. Your customer pays without touching crypto or installing anything.

Signed webhooks. Signed, idempotent events to reconcile every payment.

Test mode (sandbox). Build and test your integration without real funds.

Non-custodial. Funds go straight to your account. Parmelia never holds them.

POST /v1/payment_intents
curl https://server.parmelia.workers.dev/v1/payment_intents \
  -H "Authorization: Bearer sk_live_…" \
  -H "Content-Type: application/json" \
  -d '{ "amount": "25.00", "currency": "USDC" }'
Response
{
  "id": "pi_3b1c…",
  "status": "awaiting_payment",
  "amount": "25.00",
  "currency": "USDC",
  "checkout_url": "https://app.parmelia.me/pay?id=…"
}

Frequently asked questions

The essentials, no detours.

Is it safe? Where does my money sit?

Your money is yours and only you can move it. Parmelia doesn’t hold it for you and can’t touch it. You sign in with your fingerprint or face, no passwords or weird phrases to memorize.

Do I need to know crypto to use it?

No. If you can send a message, you can use Parmelia. You charge with a link, pay with a QR and send to a username. The technical part stays hidden.

How much does it cost?

Sending money between Parmelia users has no fees. If there’s ever a cost, you see it clearly before confirming.

What is a digital dollar?

It’s money worth the same as a dollar, but it lives on your phone and moves instantly, without banks in between. In Parmelia you use USDC.

Do I need to download anything?

No. Parmelia works from the browser: you open it and start, without installing or updating anything.

Can I withdraw my money whenever I want?

Whenever you want. You can send it to another wallet or withdraw it without asking permission. You’re never locked in.

Start with your first link.

Open Parmelia, share your link and start moving digital money as easily as sending a message.

We’re building it in public. Follow us on X and watch it progress.